Kinnell Corporate is a leading insurance broker providing competitively priced insurance to a wide range of trade associations, affinity groups and commercial organisations.

It has strong relationships with specialists in all areas of commercial insurance enabling it to obtain the most comprehensive and cost-effective insurance cover for all of it’s clients. 

Certass Insurance Services run by Kinnell Corporate has teamed up with CETA to provide Certass Members with an online quote facility for Public and Employers Liability insurance cover through a panel of insurance providers.

To obtain a quote click below or alternatively call 01608 647 653




If you have any problems please call 01608 647653 with your reference 229193435255. Certass Insurance Services are a trading name of Kinnell Corporate Limited. Certass Limited is an Introducer Appointed Representative of Kinnell Corporate Limited which is authorised and regulated by the Financial Conduct Authority: No 314946. Registered office : 14 Castle Street, Liverpool, L2 0NE. Registered In England, Company No: 531336 Policies are administered by CETA Insurance who are authorised and regulated by the Financial Conduct Authority. No:307824 Registered Office: CETA House, Cromwell Business Park, Chipping Norton, Oxon, OX7 5SR. Registered in England, company No : 02827690




In accordance with the terms of the Conditions of Authorisation under which Certass operates; customers who have work undertaken (and self-certified) by Competent Persons must be provided with suitable financial protection. Such protection must be given, rather than offered to customers as an optional extra.

To accommodate this requirement placed on Certass, all members with Competent Person certification scope registered with Certass must also be an active member of an appropriate insurance scheme operated by an insurance backed guarantee provider.

An insurance backed guarantee is an insurance product designed to protect a customer in the event that the Competent Person ceases to trade and is – as a consequence – unable to honour the terms of their own written guarantee.

In essence, whilst the Competent Person still trades, it shall honour the terms of its own guarantee; if the Competent Person ceases to trade, the insurer shall honour those obligations subject to the terms of the policy wording.

This enables customers to have recourse to guarantees, even if the Competent Person were to cease trading; thereby providing a degree of financial protection.

Since Certass does not itself provide insurance backed guarantees in respect of window or door installations, the following list of providers may be useful for prospective Certass applicants.

Please note, Certass cannot recommend one particular provider of insurance backed guarantees over another. Any IBG provider will be considered as long as the scheme criteria is met. Similarly, Certass is not responsible for the commercial offerings of the providers set out below:


QANW (Quality Assured National Warranties) can provide an Insurance Backed Guarantee (IBG) which is a low cost, long term insurance policy, which provides valuable protection for consumers when undertaking home improvements projects.

The Consumer Protection Association are a leading supplier of Deposit Protection and Insurance Backed Guarantees that are committed to protecting both installers and customers found within the construction industry.


Installations Assured Ltd can arrange and manage schemes for contractors in the Home Improvement Market for insurance backed guarantees.

For a full list of pre-approved IBG providers please contact: [email protected]

How does Certass assess an IBG provider for use with our Competent Person Scheme?

All the IBG providers we accept to provide consumer financial protection for our Competent Person scheme are assessed against the same criteria. The policy must:

  •  Not have an excessive excess
  • Cover the risks we deem appropriate for the trade type covered
  • The policy is in the consumer’s name

The parties covering the risk must be UK regulated by the Financial Conduct Authority (FCA). The parties covering the risk must also have access to the UK Financial Services Compensation Scheme (FSCS) (so if the insurer goes into bankruptcy for example, the FSCS is the compensation fund of last resort).

If the IBG provider meets these criteria, then the IBG provider must sign a contract with Certass covering various issues including sharing data to ensure financial protection is in place for consumers. Certass does not accept third party captives or (PCC) Protected Cell Company as suitable financial protection for our Competent Person Scheme.

The IBG provider must have sufficient resources and processes to fulfil the Certass IBG panel agreement requirements and any other requirements Certass deem appropriate. Acceptance on the Certass IBG panel list is at the sole discretion of Certass Limited.

IBG Providers wishing to gain pre-approval should contact [email protected]